Maximize Your Health Insurance Benefits

Take Care of Your Medical Needs Before Your Deductible Resets

• Have you met the deductible on your health insurance plan? By now, most people have. And that makes October-December the best time to take care of those medical needs you’ve been putting off—such as minor surgery or a colonoscopy.
• By acting now, your out-of-pocket expenses will be minimal or perhaps nothing at all. But if you wait until January 1 (when most insurance deductibles reset), you will likely pay more.
• Not sure where you stand with your health insurance deductible? A quick call to your insurance provider will give you the information you need.